Recordings
Webinar Recordings
Missed an event? That's okay. We've got you covered.
We realize that sometimes schedules don't allow you to attend every event you wish. So as a service to our members, we're providing archived recordings and presentation materials from events in the past year. If you have any questions, please feel free to contact us at marketing@vfccu.org.
ALM Strategy in the Current Rate Environment
Lisa Boylen, senior ALM analyst, Vizo FinancialDecmber 12, 2018
The economy is growing, the Fed is projecting future rate increases, the yield curve is flattening and loans are outpacing share growth. In this session, we will explore case study income simulation projections to help you evaluate the impact the market environment has on your balance sheet and evaluate strategies for 2019.
This webinar is designed for staff that are responsible for managing ALM at the credit union or anyone wishing to learn more about ALM strategies in the current rate environment.
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ALM Basics
Lisa Boylen, senior ALM analyst, Vizo FinancialAugust 28, 2018
Does your board, ALCO and staff understand the fundamentals of Asset/Liability Management (ALM)? ALM is critical to proper management of financial institution returns and risks. Join Lisa as she explains the basics of interest rate risk, their measurements and reporting.
This webinar is designed for new staff, ALCO or board members that are responsible for managing ALM at the credit union or anyone wishing to have a refresher about ALM.
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ALM Liquidity Risk Management – Preparing for Your Next Regulatory Exam
Lisa Boylen, senior ALM analyst, Vizo FinancialJune 21, 2018
It is important to have the proper ALM strategies in place at your credit union. It is also important for credit unions to be prepared for shifting rates and changes in liquidity trends. Join Lisa as she helps prepare your credit union for your next regulatory exam by reviewing current liquidity trends, NCUA supervisory priorities on liquidity risk management, stress testing and the impact to your credit union.
This webinar is designed for staff that are responsible for managing ALM at the credit union or anyone wishing to learn more about the best practices for a credit union ALM program.
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Key ALM Assumptions for Rising Rates
Lisa Boylen, senior ALM analyst, Vizo FinancialFebruary 21, 2018
Measuring and managing primary ALM assumptions in a rising rate environment is a key analytical component for helping credit unions position themselves for potential changes in rates. Credit unions can better prepare themselves for rising rates if their assumptions are accurate. Join Lisa as she explores these key assumptions and how they can impact your credit union.
This webinar is designed for staff that are responsible for managing ALM at the credit union or anyone wishing to learn more about the best practices for a credit union ALM program.
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Be Prepared for Your Next Exam – ALM Program Best Practices
Melissa Scott, vice president of ALM services, Vizo FinancialDecember 19, 2017
ALM is one of the most important tools in financial management. Be prepared for your next exam! Join Melissa as she provides a comprehensive look into the best practices for a credit union’s ALM program.
This webinar is designed for staff that are responsible for managing ALM at the credit union or anyone wishing to learn more about the best practices for a credit union ALM program.
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Linking ALM to Credit Union Goals, Financial Performance & Daily Decisions
Lisa Boylen, senior ALM analyst, Vizo FinancialJune 7, 2017
ALM can often seem overwhelming and not useful in daily activities. Learn how ALM is a key process in reaching credit union goals, achieving strong financial performance and making daily decisions. We will explore the fundamental link between balance sheet, pricing decisions and IRR as well as integrating ALM into the planning process.
- Learning Objectives:
- Understand the relationship between the balance sheet and interest rate risk
- Utilize the ALM model to help reach financial goals and execute strategy
- Develop strategies for rising market rates
This webinar is designed for staff that are responsible for managing ALM at the credit union or anyone wishing to learn more about the link between the credit union's balance sheet and ALM.
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NCUA Interest Rate Risk Supervision – Take 2
Lisa Boylen, senior ALM analyst, Vizo FinancialMarch 27, 2017
Since our NCUA interest rate risk supervision update webinar in September, the NCUA issued guidance on changes to their interest rate risk review procedures. In this session, we will review these changes to help you understand the expectations for regulatory exams beginning in 2017. This will include a discussion of each of the review areas – market risk, earnings at risk, stress testing, measurement systems and risk management.
Market Update and Outlook for 2019
Fred Eisel, chief investment officer, Vizo FinancialOctober 31, 2018
While the economy continues to roll along nicely, the markets deal with issues they haven’t seen in some time. These include a much flatter yield curve, uncertainty from the on-going trade disputes and a Fed who is still content on raising overnight interest rates, but may soon be on hold. Join Fred as he provides an update on the current economy and what to expect in 2019 with regard to rates, the Fed and the overall economy.
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Investing in Mortgage-Backed Securities
Scott Wood, portfolio strategist, Vizo FinancialSeptember 20, 2018
With rates changing and financial needs evolving, credit unions need to diversify their investment options. In this environment, mortgage-backed securities are a top contender for credit unions. Join Scott Wood, to learn more about mortgage-backed securities and how they can be a substantial addition to your investment portfolio.
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SBA Securities: A Strategic Addition to Your Portfolio
Fred Eisel, chief investment officer, Vizo FinancialApril 5, 2018
What are Small Business Administration (SBA) securities and why they may be the right fit for your credit union’s investment portfolio? Join Fred as he uncovers the features of SBA securities, which are backed by the full faith and credit of the U.S. government, and explains how these securities may be a strategic addition to your portfolio.
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The Ins and Outs of Vizo Financial’s CECL Modeling Solution
Mike Umscheid, President/CEO, ARCSys TechnologiesFebruary 8, 2018
Join Mike as he examines the features and functionality of Vizo Financial’s new CECL Modeling Solution powered by ARCSys. This webinar would be a demonstration of the CECL solutions offered by Vizo Financial through our partnership with ARCSys.
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Market Update and Outlook for 2018
Fred Eisel, chief investment officer, Vizo FinancialOctober 11, 2017
The markets will have a number of items to digest as we move into October, including the debt ceiling debate, budget negotiations, a possible tax reform bill, and one final FOMC meeting, which may involve another overnight rate increase. Join Fred as he provides an update on the current economy and the markets during this turbulent time, as well as an economic outlook for 2018.
This session is designed for staff responsible for managing the credit union or anyone wishing to learn more about the state of the economy and outlook for 2018 and its impact to the credit union industry.
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Portfolio Strategies in a Changing Landscape
Fred Eisel, chief investment officer, Vizo FinancialJanuary 25, 2017
The last two years have been marked by a steep yield curve, minimal change in rates, and an economy mired in slow-growth mode. However, post-election the entire landscape seems to be changing. Monetary policy has been active, but now the promise of fiscal policy changes has impacted yields as well as Fed forecasts. Join Fred as he reviews the market impacts of the election and what strategies credit unions should employ to navigate what should be an interesting 2017.
CECL Data Requirements By Model
Michael Umscheid, President/CEO, ARCSysApril 17, 2019
This session will review the basic CECL data requirements including: specific data types, historical needs, reasons why data elements are necessary, and the effects on your models.
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Liquidity Options for Credit Unions
Scott Wood, portfolio strategist, Vizo FinancialMarch 6, 2019
With the Fed tightening, loan portfolios growing and rates climbing, liquidity is becoming more of an issue for credit unions. There are many liquidity options available for credit unions, some more traditional than others. Join Scott Wood to learn what to consider with the different forms of liquidity.
This webinar is designed for credit union staff responsible for the credit union’s liquidity.
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Buying on LoanStreet
Molly Snody, Director, LoanStreet, IncAugust 23, 2018
Does your credit union have a low loan-to-share ratio? Is your credit union in need of more loans and a way to boost loan revenue, LoanStreet has the solution for you! This webinar will demonstrate how to purchase loans through the online LoanStreet loan participation platform from start to finish.
This session is designed for credit union staff that are responsible for the balance sheet management, or anyone who is interested in learning more about loan participations through LoanStreet.
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Selling on LoanStreet
Ian Lampl, Co-Founder & CEO, LoanStreet, Inc.August 14, 2018
Is your high loan-to-share ratio hindering your ability to increase lending? You may want to consider selling loan shares through LoanStreet to reduce capital constraints. This webinar will demonstrate how to sell loans through the online LoanStreet loan participation platform from start to finish.
This session is designed for credit union staff that are responsible for the balance sheet management, or anyone who is interested in learning more about loan participations.
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What is Loan Participation?
Molly Snody, director, LoanStreet, Inc.August 7, 2018
Are you looking to diversify your loan portfolio, or improve loan-to-share ratio? Then you might want to look into loan participations. Join us to learn the basic requirements for successful loan participations, and discover why they are becoming a fast-growing balance sheet strategy.
This session is designed for credit union staff that are responsible for the balance sheet management, or anyone who is interested in learning more about loan participations.
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Offer Student Loans to Your Members with Sallie Mae
Lindsay Striegel, SallieMaeApril 26, 2018
Now is the time to start preparing for the rush of students - many of them your members - searching for student loans. As college tuition costs continue to rise, more students are in need of private student loans to help fund the gap between financial aid and college expenses. With the Smart Option Student Loan program from Sallie Mae, in partnership with Vizo Financial, your credit union members can choose from three in-school repayment options to help them pay off their loans faster and save more money compared to the conventional private loan.
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Smart Option Student Loan Program Refresher
Lindsay Striegel, SallieMaeApril 24, 2018
If your credit union is on the Sallie Mae student loan program through Vizo Financial and would like a refresher on the program prior to the rush of student loan season, this webinar is for you. Join Lindsay from Sallie Mae as she provides a refresher course on the Smart Option Student Loan Program and demonstrates the marketing resources available to your credit union.
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Positioning Your Portfolio As the Fed Tightens Monetary Policy
Scott Wood, portfolio strategist, Vizo FinancialJanuary 30, 2018
Is your credit union positioned to take advantage of the rising rate environment? How will the economy, fed, market projection, and rates impact your credit union? Join Scott as he evaluate these factors and discusses investment options credit unions can utilize to maximize the rising overnight rate and position their portfolio to take advantage of this evolving environment.
This session is designed for staff responsible for managing the credit union’s investment portfolio or anyone wishing to learn more about the state of the economy, market projections and investment options for credit unions in this economy.
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Understanding and Preparing for CECL
Mike Umscheid, President/CEO, ARCSys TechnologiesDecember 14, 2017
After the financial crisis in 2007-2008, FASB needed to review how institutions estimate losses on their reserve calculations. FASB then issued the final standard in June 2016, commonly known as the current expected credit loss (CECL) model.
The CECL standard will require credit unions to measure all expected credit losses for financial assets held at the reporting date based on contractual historical experience, current conditions and reasonable and supportable forecasts.
Please join Michael Umscheid, as he walks through the nuances of the standard, and provides guidance on how your institution can successfully prepare for CECL.
Attendees of this session will:
- Understand CECL Basics – What you should be concerned about.
- Learn what players from your credit union should be included on your CECL team.
- Identify what historical data needs are necessary to control YOUR allowance.
- Why you need history through an economic cycle.
- Explanation of the different methods and models of CECL, and the nuances of each.
Download Webinar | Webinar Handout (PDF)
2019 ACH Rule Changes and Updates
Jessica Lelii, EFT Specialist, MY CU ServicesJanuary 24, 2019
It’s that time of year, time to review the upcoming rules changes for ACH. NACHA Operating Rules need to be followed by all financial institutions who process ACH transactions. This webinar will provide the details your credit union needs to stay informed on the ACH payment requirements and remain in compliance with all the changes coming in 2019. Join Jessica as she reviews current and upcoming NACHA rules.
This webinar is designed for ACH professionals, ACH operations staff, AAPs or anyone who wishes to learn more about ACH.
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Navigating Changes to Reg CC
Cindy Hagan, senior consultant, SollievoDecember 5, 2018
In 2016, check fraud started an upward trend after six years in decline. This trend set in motion new requirements for check processing and brought about changes to Reg CC. Since the changes became effective in July, credit unions and other financial institutions are still trying to navigate the new regulations. In this session, Cindy will go over all of the Reg CC changes and how your credit union will be impacted in terms of check collections, timing changes for returns, availability of funds, incentives for electronic processing, restrictive endorsement and more.
This webinar is designed for staff that are responsible for your credit union’s check processing and Reg CC compliance or anyone wishing to learn more about the changes to Reg CC.
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How to Prepare for Your Annual ACH Audit
Chris R. Feather, BSACS, CCUIA, CCUV, CUCE, CEO, Feather CU Services, LLCNovember 27, 2018
Every financial institutional is required to conduct an annual ACH Audit. This webinar will focus on how both RDFIs and ODFIs should prepare for an annual ACH Audit.
This webinar is designed for ACH professionals, ACH operations staff, AAPs or anyone who wishes to learn more about ACH.
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Combatting Check Fraud
Jim Bray, VP, payment services, MY CU ServicesSeptember 27, 2018
If you thought that fewer checks meant less fraud, guess again. Check fraud is still a major source of pain for credit unions, despite competing against new forms of payment. The real question is, how can your institution stop it from happening? Join Jim Bray as he takes a look at different methods, regulations and best practices for combatting check fraud.
This webinar is designed for credit union staff responsible for or working within the credit union’s check processing department, or anyone who is interested in learning more about check fraud prevention.
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2018 ACH Rule Changes and Updates
Jessica Lelii and Jill Lamb, AAP, MY CU ServicesFebruary 22, 2018
It’s that time of year, time to review the upcoming rules changes for ACH. NACHA Operating Rules need to be followed by all financial institutions who process ACH transactions. This webinar will provide the details your credit union needs to stay informed on the ACH payment requirements and remain in compliance with all the changes coming in 2018. Join Heather Spencer as she reviews current and upcoming NACHA rules, and the March 2018 requirement for Same Day ACH.
This webinar is designed for ACH professionals, ACH operations staff, AAPs or anyone who wishes to learn more about ACH.
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Pick Up the Gum Wrapper: How to Increase Performance While Improving Lives
Joe Bertotto, Chief Culture Officer, Vizo FinancialSeptember 25, 2018
Based on Joe Bertotto’s new book “Pick Up the Gum Wrapper,” there are three types of employees at every credit union: those who are enthused about their work and are so proud of their credit union that they will pick up any gum wrappers that litter the hallways. Then there are those who walk by the trash on the floor thinking, “That’s not my job, let the cleaning company pick it up.” And there are those who throw the gum wrapper on the floor. They are unhappy at work and share their misery with anyone who will listen. Join Joe as he discusses how to increase the number of employees who are proud, enthused and give their discretionary effort to make the credit union successful.
This webinar is designed for the credit union staff responsible for the leadership, mentoring and culture at the credit union.
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PMO and Project Management: What Is It, Why Do You Need It and How can we reap the benefits?
Chris Dowhower, project management director, Vizo FinancialApril 4, 2018
How does your credit union implement a new system or product? Are steps missed along the way or discovered last minute? Does your organization overcommit and underdeliver? What if there was a process you could use to make it simpler?
There is! A project management office (PMO) helps facilitate project success by establishing best practices, mitigating risks and ensuring on-time project delivery within a specified budget.
This PMO session will cover:
- PMO processes, planning and execution
- Methodologies
- Standards and best practices
- Case studies/examples
This webinar is designed for staff that are responsible for implementation of new systems and products at your credit union or anyone wishing to learn more about the best practices for a credit union project management office.
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The New Face of Mentoring
Jeanne Heath, learning and engagement champion, MY CU ServicesOctober 4, 2017
Everybody needs a mentor but today’s definition of what mentoring looks like is changing. Formal programs where junior level employees are matched with senior executives just don’t work anymore. There is no time, they are too costly and too many people get excluded from the process.
Join us in a discussion about:
- The importance of mentoring
- What mentoring looks like today
- Why you should mentor and why you need a mentor
- How to encourage mentoring at your credit union
The session is designed for the credit union staff responsible for the leadership, mentoring and culture at the credit union or anyone wishing to learn more about the importance mentoring can have on any organization.
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Defending Your Data with Information Security Risk Assessments
John Cuneo, information security director, Vizo FinancialMarch 20, 2019 at 10:00 a.m.
When hackers look at credit unions, they see one thing – lots and lots of useful data, ready for the taking. Financial institutions have a giant bullseye on their backs and it’s easy to see why. Account information, credit card numbers and personal identifiers are part of your everyday business. Hackers want that information, so your institution needs to be ready to protect it. The first step? Performing an information security risk assessment (ISRA).
But wait…what does an ISRA entail and how can your credit union prepare? Join John Cuneo as he goes over the basics of ISRAs and how you can use the assessment to defend your data against hackers.
This webinar is designed for all staff who are responsible for information security and/or risk management within your credit union, or anyone wishing to learn more about information security risk assessments.
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How to Leverage SOC and SSAE 18 Reports Throughout Every Department of Your Financial Institution
Michael Carpenter, CAMS, NCRM, NCCO, NcontractsFebruary 13, 2019 at 10:00 a.m.
Vendor management is typically overseen by one or two people at the financial institution, but actually every employee who outsources services is responsible. Do your colleagues know how to read, review and use SOC and SSAE 18 reports? Can you teach them how to follow these and other important vendor management practices?
In addition to assessing your critical vendors’ IT security controls, you have to look down the line at your vendors as well as your vendors’ critical vendors. Luckily SOC and SSAE 18 reports eliminate that problem for financial institutions that know how to interpret these critical vendor due diligence documents and integrate it into their vendor and enterprise risk management programs.
This webinar is designed for staff that are responsible for your credit union’s vendor management program or anyone wishing to learn more about understanding SOC and SSAE 18 reports.
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Beyond Risk Assessment: How to Integrate Your Business Strategy with Your Enterprise Risk Management Program
Randy Marsicano, Senior Manager - Professional Services, WolfPAC Solutions Group, Wolf & Company, P.C.September 19, 2018
Risk assessment is agreeably the foundation for an effective enterprise risk management program. Once you have it completed, how do you know what’s next? You have plenty of risk indicators that you report on but which ones are the right ones? Which ones are key risk indicators
When reviewed by senior management and the board, your risk assessment provides insight into your institution’s Risk DNA. Using this you can better monitor the health and welfare of the Bank and ensure alignment with the strategic plan. A lack of focus on high and moderate risks can be expensive and not measuring the right activities could cause you to be late in identifying threats that could pose significant financial harm.
This webinar is designed for staff that are responsible for your credit union’s enterprise risk management program or anyone wishing to learn more about enterprise risk management.
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Patch Management and Vulnerability Protection: Investing in Your Security
Mike Bechtel, senior consultant, SollievoAugust 16, 2018
In today’s world, there is no shortage of vulnerabilities to address in our institutions. Join Mike as he explores the current state of vulnerabilities in our credit union environments and the importance of patch management. Patching processes for your credit union may include software application patches, operating system patches and hardware patches. How do these patches impact your credit union, what are the risks in not conducting them and what vulnerabilities could you be exposed to?
This webinar is designed for credit union staff responsible for the information security and risk management of the credit union or anyone who is interested in learning more about patch management and vulnerabilities.
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Identity Theft in Today’s World
Staci Wright, senior consultant, SollievoApril 11, 2018
We have a crisis on our hands and its name - “Identity Theft.” In 2017, there were 16.7 million identity theft victims. Identity theft can happen to anyone at any age, stage and touchpoint in life. With the ever increasing data breaches and credit card thefts, how are we helping to protect our members and our institutions from these criminal acts? Education is key. Join Staci as she provides insight into this scary world.
This session is designed for all credit union staff interested in learning more about identity theft and how to protect the credit union and its members.
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Social Engineering: The Human Risk Factor
Robert Gentry, senior consultant, SollievoMarch 29, 2018
Financial institutions have a multitude of security layers, from antivirus software to firewalls. Unfortunately, the biggest security risk for any organization is the human risk factor. This tried-and-true method has helped many criminals obtain confidential data through various social engineering techniques. What can your credit union do to help secure the human factor? Join Robert as he examines social engineering and how credit unions can reduce this potential risk.
The session is designed for credit union staff responsible for security and risk at the credit union or anyone wishing to learn more about a social engineering.
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What Is A BIA and Why Is It Needed?
Mark Clarke, senior consultant, SollievoMarch 7, 2018
A well thought out business impact analysis (BIA) can help to minimize damage to your business’s reputation and assets and to reduce the time and cost involved in responding to an incident. Be prepared. Join Mark as he discusses the necessary components all organizations need to think about in order to prepare and evaluate the potential effects of an interruption to critical business operations as a result of a disaster, accident or emergency.
The session is designed for credit union staff responsible for the security and business continuity at the credit union or anyone wishing to learn more about a business impact analysis.
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ID Theft: The Power of Protection
Staci Wright, senior consultant, SollievoSeptember 20, 2017
Has identity theft become the third certainty in life? It’s happening more frequently than ever, making it almost impossible to avoid…almost. The good news is that there are ways to protect your credit union and your members against the looming threat of identity theft. In this session, Staci will talk about best practices to fight ID theft so YOU can harness the power of protection.
This session is designed for all credit union staff interested in learning more about identity theft and how to protect the credit union and its members.
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Moving to the Cloud: Benefits, Risks & A Case Study
Robert Gentry, senior consultant, SollievoSeptember 7, 2017
Even in 2017, the Cloud is still a bit of a mystery. If your credit union is considering moving to the Cloud, this webinar might just have the answers you’re looking for. Join Robert Gentry for an eye-opening session that unleashes the secrets of the Cloud, as he breaks down the benefits versus the risks, and walks through a real-world case study.
The session is designed for the credit union staff responsible for IT and security or anyone wishing to learn more about the benefits and risks of cloud.
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Take the “Oh No” Out of Incident Response
Mark Clarke, senior consultant, Sollievo“Oh no” is never a good thing to hear, especially when it’s a response to an incident. But there is a way to take the “oh no’s” out of the situation: have an incident response plan. Join Mark Clarke as he talks about the makings of an incident response plan and how it can be executed in case of emergencies. In this session, you’ll learn about the need for an incident response team, steps for resolution, mass notification and more.
The session is designed for credit union staff responsible for the security and business continuity at the credit union or anyone wishing to learn more about incident response planning.
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Data Recovery and IT Incident Response: Prepare. Plan. Protect.
D. Mark Robinson, VP, IT - MY CU ServicesJune 14, 2018
An IT incident response plan is an organized approach to a variety of events that limits damage and reduces recovery time and costs. Every credit union hopes to never need it, but if you do, it’s critical that it encompasses all the vital steps for your credit union’s response to go smoothly and seamlessly.
Join us as we explore one of the necessary components of an IT incident response, data backup and recovery, and provide insight into this essential process.
Download Webinar | Webinar Handout (PDF)
Go Mobile with MY CU Services
Kenny Coombs, implementation coordinator, MY CU ServicesMegan Kerstetter, implementation coordinator, MY CU Services
June 29, 2016
Mobile services are no longer a wish, but a must-have in today's financial world, and MY CU Services delivers the solutions you need. Join Kenny and Megan as they walk through MY CU Services' mobile application and its mobile deposit capabilities.
If you require a written transcript for the audio portion of any of our webinar recordings, please contact us at marketing@vfccu.org and we will provide that upon request.
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