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Upcoming Webinars

CECL Six Part Webinar Series

Michael Umscheid, President/CEO, ARCSys
April 17, 2019 - September 17, 2019

After the financial crisis in 2007-2008, FASB needed to review how institutions estimate losses on their reserve calculations. FASB then issued the final standard in June 2016, commonly known as the current expected credit loss (CECL) model. The CECL standard will require credit unions to measure all expected credit losses for financial assets held at the reporting date based on contractual historical experience, current conditions and reasonable and supportable forecasts. 

Please join Vizo Financial’s CECL partner Michael Umscheid, president/CEO of ARCsys, as he walks through the nuances of the standard, and provides guidance on how your institution can successfully prepare for CECL in this six part webinar series.  

These webinars are designed for all staff who are responsible for CECL within your credit union, or anyone wishing to learn more about CECL. 

The webinars in the series are below. Select the session(s) you would like to attend.

Segmenting Your Loan Pools in a CECL World
May 14, 2019 at 10:00 a.m. and 2:00 p.m. 

Life Cycle Losses and the Effects on Time Series Models
June 6, 2019 at 10:00 a.m. and 2:00 p.m. 

CECL Models and Forecasting
July 17, 2019 at 10:00 a.m. and 2:00 p.m. 

The Effects of Purchased Credit Deteriorated (PCD) on Future Asset Purchases
August 13, 2019 at 10:00 a.m. and 2:00 p.m. 

Disclosure Requirements Under CECL
September 17, 2019 at 10:00 a.m. and 2:00 p.m.

There is no fee to attend these educational webinars, however registration is required. All session will be recorded for playback. In accordance with the National Registry of CPE Sponsors, CPE credits will be granted based on a 50-minute hour.



ACH Death Notification Entries: Don’t Fear the Reaper

Jessica Lelii, EFT Specialist
May 21, 2019 at 10:00 a.m. ET

Death is one of the two certainties in life, so it’s inevitable that your credit union will have to deal with Death Notification Entries (DNEs) at some point. From an ACH perspective, there are certain guidelines and ways of handling payments when an account holder is deceased. The trick is making sure you follow those guidelines appropriately to avoid losses and minimize liability. But how? This session will cover the process for handling DNEs, government versus commercial reclamations, DNE returns procedures and more. With all this information, you won’t have to fear the reaper. Instead, your credit union will be able to handle DNEs without worrying about liability issues and risks.

This session will cover:

  • DNE Guidelines and Timeframes
  • Government Reclamations
  • Partial Returns
  • Ways to Limit Liability

This webinar is designed for ACH professionals, ACH operations staff, AAPs or anyone who wishes to learn more about Death Notification Entries from an ACH perspective.

There is no fee to attend this educational webinar, however registration is required. This session will be recorded for playback. In accordance with the National Registry of CPE Sponsors, CPE credits will be granted based on a 50-minute hour.



Portfolio Strategies in an Uncertain Rate Environment

Fred Eisel, chief investment officer, Vizo Financial
May 23, 2019 at 10:00 a.m. ET

As 2018 was coming to an end, market expectations were calling for the Federal Reserve to continue increasing overnight rates two to three more times to fend off rising inflation. This scenario was abruptly halted after their last rate increase in December, as inflation remains allusive. Now, as we approach the second half of 2019, the Fed doesn’t appear to be in any hurry to increase overnight rates and the yield curve remains flat.

So what's next? Are rates heading higher, remaining flat and unchanged, or is there a recession coming our way in the next few years that may have rates heading lower and the Fed implementing their first rate cut? We will discuss probable rate scenarios for 2019 and various strategies to help your credit union manage this uncertain rate environment.

This session will cover:

  • The current rate environment
  • Rate scenarios for 2019
  • Portfolio strategies

This webinar is designed for credit union staff responsible for managing the credit union’s investment portfolio or anyone wishing to learn more about portfolio strategies in the current rate environment.

There is no fee to attend this educational webinar; however, space is limited and registration is required. This session will be recorded for playback. In accordance with the National Registry of CPE Sponsors, CPE credits will be granted based on a 50-minute hour.



Fast Track for Small Businesses…The Core of Credit Unions

Larry Middleman, president/CEO, CU Business Group
June 5, 2019 at 2:00 p.m. ET

Looking for a quick and efficient way to process small loans for business members at your credit union? Learn how you can say “yes” to your members faster and easier with CU Business Group’s new Fast Track Loan Program.

During this hour-long webinar, you’ll hear how you can originate these small loans with next day turnaround and minimal cost. You can also use Fast Track in your branches – thus extending your credit union’s business lending capabilities and helping you efficiently serve this key market segment.

This session will cover:

  • Benefits of the Fast Track program
  • Eligible loans types
  • Business lending capabilities

This webinar is designed for credit union staff responsible for the institution’s lending program or anyone who wishes to learn more about the Fast Track small loan program.

There is no fee to attend this educational webinar, however registration is required. Space is limited. This session will be recorded for playback. This session does NOT qualify for CPE credits.



Tabletop Exercise –Threats to Your Credit Union

Mark Clarke, Business Continuity Administrator, Vizo Financial
June 11, 2019 at 10:00 a.m. ET

A tabletop exercise is a walk-through of emergency procedures with your credit union’s key personnel about what could happen in a real-life incident. This live tabletop will test your credit union’s plans with a “mock” real-world example. How will your team handle the situation? Are you prepared?

This is a tabletop session designed for multiple credit union team members to participate together. The goal of this exercise is to test the effectiveness and efficiency of the team and your credit union’s security and risk plans. The session will break periodically for 5-10 minute intervals to allow time for team discussion regarding the tabletop scenario.

Please only register one individual for your credit union’s team participation.

There is no fee to attend this webinar tabletop, however registration is required. This session will NOT be recorded for playback. This session does NOT qualify for CPE credits.



Top 10 ALM Comments from Examiners

Lisa Boylen, senior ALM analyst, Vizo Financial
June 19, 2019 at 2:00 p.m.

It’s time for your ALM exam. You’ve made your preparations, you’ve got all your ducks in a row…you think. Despite your efforts, the examiner still comes back with comments. Don’t worry, your credit union is not the only one to hear these things, which begs the question…what are the most frequent comments from ALM examiners? Senior ALM analyst, Lisa Boylen, will walk you through the top 10 examiner comments and best practices to avoid being on the receiving end.

This session will discuss:

  • Examiner comments from real-life scenarios
  • Key areas of focus for examiners
  • Things you can do to prevent negative feedback on your exams
  • The importance of exam preparations and meeting the requirements of the exam request list

This webinar is for credit union staff who handle the institution’s ALM and balance sheet management responsibilities or anyone who wants to learn more about ALM exams.

The cost for the session is $79 per registered attendee. Each registered attendee will receive a certificate of completion. Space is limited and registration is required. This session will be recorded for playback. In accordance with the National Registry of CPE Sponsors, CPE credits will be granted based on a 50-minute hour.




BSA/AML Basics Compliance Training Webinar

Cindy Hagan, compliance administrator, Vizo Financial
July 11, 2019 at 2:00 p.m.

The NCUA requires Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) training each year for credit union personnel. Fulfill this requirement by attending this webinar on the basics of BSA/AML.

This session will discuss:

  • BSA and AML regulations
  • BSA and AML reporting requirements
  • CTRs, SARs, 314(a) and member identification
  • Enhanced due diligence and beneficial ownership

This webinar is designed for all credit union staff who need to complete their yearly BSA/AML training.

The cost for the session is $79 per registered attendee. Each registered attendee will receive a certificate of completion. Space is limited and registration is required. This session will NOT be recorded for playback. This session does NOT qualify for CPE credits.




Preparing for a More Turbulent Future: How Credit Unions Can Remain Vigilant and Adaptive

Ryan Foss, Senior Director of Incubation, Filene
August 15, 2019 at 2:00 p.m.

The financial industry has long faced change: in technology, consumer preferences, regulation, and new business models. To thrive, credit union leaders, like all financial providers, must scan for shifts in their institutions and markets. To do so, credit union leaders need to master the twin challenges of organizational vigilance (“seeing sooner”) and of adaptive capacity (“acting faster”) as their environments change.

This session will discuss:

  • Keys to vigilant and adaptive organizations
  • What the research is discovering
  • Strategic take aways for credit union leaders

This webinar is designed for all staff wishing to learn more about how credit unions can remain vigilant and adaptive in a turbulent future.

There is no fee to attend this educational webinar, however registration is required. This session will be recorded for playback. In accordance with the National Registry of CPE Sponsors, CPE credits will be granted based on a 50-minute hour.